What Is the Malaysia MADANI SME Digitalisation Grant
马来西亚 MADANI 中小企业数码化补助金
These grants offer financial assistance to SMEs in their digitalisation efforts that could revolutionise and improve their day-to-day business operations. The two main grants to consider under the Malaysia MADANI umbrella include:
这些拨款是为中小企业在数码化转型过程中提供财务援助，帮助企业革新并优化日常业务运作。在马来西亚 MADANI 计划下，有两项主要拨款可供考虑：
- Geran Digital PMKS MADANI: For micro, small, and medium enterprises. 50% subsidized, capped at RM5,000
MADANI 微中小企业数码化补助金：适用于微型、小型及中型企业，政府提供 50% 的补助金，最高可达 RM5,000
- Geran Digital Penjaja MADANI: This grant caters to hawkers and petty traders. 100% subsidized, capped at RM1,000
MADANI 小贩数码化补助金：专为小贩及流动商贩提供，政府全额 100% 补助金，最高可达 RM1,000
To be eligible for the SME Digitalisation Grant, your business must meet the following criteria:
要符合中小企业数码化补助金的资格，您的企业必须满足以下条件：
Criteria
条件
Geran Digital PMKS MADANI
MADANI 微中小型企业数码化补助金
Geran Digital Penjaja MADANI
MADANI 小贩数码化补助金
Ownership
拥有权
At least 60% Malaysian-owned
至少 60%的马来西亚公民持有
Street vendor (permanent/temporary stalls, or mobile), selling goods like food and beverages
街头小贩（固定/临时摊位，或流动）销售食品和饮料等商品
Registration
注册
Registered with SSM, PBT, or SKM
已在 SSM、PBT或 SKM注册
Registered with SSM, Local Authority, or District Council
已在SSM、地方当局或地区委员会注册
Operation Time
运营时间
Operating for at least six months
至少运营六个月
Not specified
未指定
Annual Turnover
年度营业额
Minimum annual average turnover of RM50,000
年度平均营业额至少 RM50,000
Not specified
未指定
Citizenship Requirement
公民身份要求
Not specified
未指定
All partners must be Malaysian citizens
所有合作伙伴必须是马来西亚公民
Prohibition on Receiving Multiple Grants
禁止申请多项补助金
Cannot have received previous Digitalisation Matching Grants. Cannot receive both PMKS and Penjaja MADANI grants
不曾获数码化配对补助金。不可同时获 PMKS 和 Penjaja MADANI补助金
Cannot have received previous Digitalisation Matching Grants. Cannot receive both PMKS and Penjaja MADANI grants
不曾获数码化配对补助金。不可同时获 PMKS 和 Penjaja MADANI补助金
Documents requirement for the SME Digitalisation Grant are as follows:
中小企业数码化补助金的文件要求如下：
Criteria
条件
Geran Digital PMKS MADANI
MADANI 微中小型企业数码化补助金
Geran Digital Penjaja MADANI
MADANI 小贩数码化补助金
Identification
身份证明
Copy of identity card or passport of director(s) / partner(s) / proprietor(s), whichever is applicable
负责人/合伙人/个体经营者，的身份证或护照复印件（任选其一）
Copy of the sole proprietor / partner's Identification Card
个体经营者/合伙人的身份证复印件
Business License
营业执照
Business registration documents / SSM business profile / SKM registration docs
商业注册文件 / SSM商业简介 / SKM注册文件
Suruhanjaya Syarikat Malaysia (SSM) Registration document / Business License from Local Authority / Operation Permit / License from the District Council
马来西亚公司委员会（SSM）注册文件 / 当地政府的营业执照 / 运营许可证 / 区议会的许可证
Financial and Other Documents
财务及其他文件
Latest audited accounts, management accounts, or latest two-month bank statements
最新审计账目表、管理账目或最近两个月的银行对账单
Latest two-month bank statements and Latest electricity bill / water bill
最近两个月的银行对账单和最新的水电费账单
Invoice
发票
Invoice / Quotation issued by Digitalisation Partners
由数码化合作伙伴开具的发票/报价单
Invoice / Quotation issued by Digitalisation Partners.
由数码化合作伙伴开具的发票/报价单
Eligibility & Documents Requirement
申请资格及文件要求
Geran Digital Penjaja MADANI
MADANI 小贩数码化补助金
Are You Eligible?
您符合资格吗？
Type of Business: The MSME must be a street vendor, operating either permanent or temporary stalls, or travelling between locations to sell goods including food and beverages.
营业类型：该微中小企型业必须是小贩，经营固定或临时摊位，或流动于各地销售商品（包括食品和饮料）。
Malaysian-Owned: The company owner and any partners must be Malaysian citizens.
马来西亚持有权：公司业主及任何合伙人须为马来西亚公民。
Registration Requirements: Must be registered with Suruhanjaya Syarikat Malaysia (SSM) / Local Authority / District Council.
注册要求：已在马来西亚公司委员会（SSM）、地方政府或县议会注册为小贩或微型企业
Operating Duration: Not specified
营业期限：无具体要求。
Annual Turnover: Not specified
营业期限：无具体要求。
Grant Exclusivity: Cannot be a recipient of both Geran Digital Penjaja MADANI and Geran Digital PMKS MADANI.
拨款排他性：不可同时领取 Geran Digital Penjaja MADANI 与 Geran Digital PMKS MADANI。
Previous Digitalisation Matching Grants: MSMEs must not have received previous Digitalisation Matching Grants.
以往数码转型配对对补助金：微中小型企业不得曾领取过其他数码化转型配对补助金。
*The business status of the “Hawkers" is as follows:
“小贩”的营业状态如下：
Immobile - Hawkers who operate permanent stalls in public or private areas, displaying goods for sale (including food and beverages).
固定 - 在公共或私人区域设有固定摊位，摆放商品进行销售（包括食品和饮料）
Mobile - Hawkers who travel from one location to another, with or without vehicles, displaying goods for sale (including food and beverages).
流动：从一个地点到另一个地点销售商品的小贩，可使用或不使用交通工具，摆放商品进行销售（包括食品和饮料）
Temporary - Hawkers who operate temporary stalls in specific locations, displaying goods for sale (including food and beverages) for a certain period. This includes seasonal fruit stalls, promotional stalls for celebrations, festivals, night markets, daily markets and farmers' markets.
临时：在特定地点设立临时摊位，在一定期限内销售商品（包括食品和饮料）。这包括季节性水果摊、节庆促销摊位、节日摊位、夜市、日市及农贸市场等
Geran Digital Penjaja MADANI
MADANI 小贩数码化补助金
What are the required documents?
所需文件
Identification: Copy of the sole proprietor / partner's Identification Card.
身份证明：个体经营者 / 合伙人的身份证复印件。
Business License: Suruhanjaya Syarikat Malaysia (SSM) Registration document / Business License from Local Authority / Operation Permit / License from the District Council.
营业执照：马来西亚公司委员会（SSM）注册文件 / 当地市政厅发出的营业执照 / 营业准证 / 县议会发出的执照
Financial and Other Documents: Latest two-month bank statements and Latest electricity bill / water bill.
财务及其他文件：最近两个月的银行对账单，以及最新的电费单 / 水费单。
Invoice: Invoice / Quotation issued by Digitalisation Partners.
发票：由数码化合作伙伴开出的发票 / 报价单
*All document should be in pdf, jpeg, jpg, png format, and less than 25MB
*所有文件须为 PDF、JPEG、JPG 或 PNG 格式，且文件大小需少于 25MB
Geran Digital PMKS MADANI
MADANI 微中小型企业数码化补助金
Are You Eligible?
您符合资格吗？
Malaysian-Owned: MSMEs/Cooperatives must be at least 60% owned by Malaysian citizens.
马来西亚持有权：中小微企业 / 合作社须至少 60% 由马来西亚公民持有
Registration Requirements: Must be registered with the Companies Commission of Malaysia (SSM)/Local Authorities (PBT) or Malaysia Co-operative Societies Commission (SKM).
注册要求：须注册于马来西亚公司委员会（SSM）/ 地方政府（PBT）或马来西亚合作社委员会（SKM）。
Operating Duration: The business should be operating for at least six months.
营业期限：企业须至少已营运六个月。
Annual Turnover: Must have an annual turnover of an average of at least RM50,000.
年营业额：年营业额平均须至少 RM50,000。
Previous Grants: MSMEs/cooperatives are only eligible if they have not received a Digitalisation Matching Grant before, except for e-invoicing applications.
以往的补助金：除电子发票申请外，若已领取过数码转型配对补助金，微中小型企业 /合作社将不符合申请资格
Geran Digital PMKS MADANI
MADANI 微中小型企业数码化补助金
What are the required documents?
所需哪些文件？
Identification: Copy of identity card or passport of director(s) / partner(s) / sole proprietor(s), whichever is applicable.
身份证明：董事 / 合伙人 / 个体经营者（视情况而定）的身份证或护照复印件。
Business License: Business registration documents / SSM business profile / SKM registration docs.
营业执照：营业注册文件 / SSM商业简介 / SKM 注册文件。
Financial Documents: Latest audited accounts, management accounts, or latest two-month bank statements.
财务文件：最新的已审计账目、管理账目或最近两个月的银行对账单。
Invoice: Invoice / Quotation issued by Digitalisation Partners.
发票：由数码化合作伙伴开出的发票 / 报价单。
*All document should be in pdf, jpeg, jpg, png format, and less than 25MB
*所有文件须为 PDF、JPEG、JPG 或 PNG 格式，且文件大小需少于 25MB
** Grants are limited and allocated on a first-come, first-served basis.
补助金数量有限，先到先得，额满即止。
Grant Application Flow for MSMEs
微型中小企业拨款申请流程
Geran Digital PMKS MADANI
MADANI 微中小型企业数码化补助金
1
Application & Selection
申请与选择
MSMEs/cooperatives can apply for the grant through our online portal, selecting the digital services they need from our Digitalisation Partners (DP). The grant is open to MSMEs/cooperatives meeting specific eligibility criteria.
微中小企型企业/合作社可通过我们的在线门户网站申请补助金，并从我们的数码化合作伙伴（DP）中选择所需的数码服务。符合特定资格条件的微中小型企业/合作社均可申请。
2
Approval Process
审批流程
Funding Societies will review applications. Approved MSMEs/cooperatives will be notified and must make a balance payment for the selected services within a 14-day period via a specific payment link.
Funding Societies 将审核所有申请。获批的微中小企型企业/合作社会收到通知，并须在 14 天内通过指定付款链接支付所选服务的余额。
3
Payment & Service Delivery
付款与服务提供
Upon payment, the chosen DPs will deliver the digital services to the MSMEs/ cooperatives. The grant covers 50% of the invoiced amount or up to RM1,000-RM5,000.
完成付款后，所选的数码化合作伙伴将向微中小企型企业/合作社提供所选数码服务。拨款将覆盖发票金额的 50% 或最多 RM5,000。
4
Claim & Disbursement
申领与拨款
Once services are delivered, DPs are to submit a claim form with proof of delivery. Upon approval, 50% of the total invoice amount (or up to RM5,000) will be disbursed to the DPs.
服务提供后，数码化合作伙伴需提交附有服务提供证明的申领表格。经批准后，将拨付发票总额的 50%（或最多 RM5,000）给数码化合作伙伴。
Geran Digital Penjaja MADANI
MADANI 小贩数码化补助金
1
Application & Selection
申请与选择
Street vendors can apply for the grant through our online portal, selecting the Digitalisation Partners (DPs). The grant is open to street vendors meeting specific eligibility criteria
小贩可通过我们的线上门户网站提交拨款申请，并选择数码化合作伙伴（DPs）。该拨款开放给符合特定资格条件的小贩申请。
2
Approval Process
审批流程
Funding Societies will review applications. Approved street vendors will be notified.
Funding Societies 将审核所有申请，并通知获批的小贩。
3
Payment & Service Delivery
付款与服务提供
Upon approval, the chosen DPs will deliver the digital services to the street vendors. The Grant covers an amount of up to RM 1,000.
获批后，所选DPs将向小贩提供数码化服务。该拨款可承担最高达 RM1,000 的费用。
4
Disbursement
拨款
Once services are delivered, DPs are to submit a claim form with proof of delivery. Upon approval, the approved grant amount will be disbursed to the DPs.
服务交付完成后，DPs需提交带有交付证明的拨款申请表。经核实后，获批的拨款金额将拨付给DPs。
Frequently Asked Questions
常见问题
Geran Digital PMKS MADANI
MADANI 微中小型企业数码化补助金
I’ve received a Digitalisation Matching Grant in the past. Can I still apply?
我之前曾获得过数字化配套补助金。我还能申请吗？
No, MSMEs or cooperatives that have received a Digitalisation Matching Grant in the past are not eligible for the MSME Digital Grant MADANI.
不可以，以前获过的数字化配套补助金的微中小型企业或合作社没有资格申请 MADANI 微中小型企业企业数字化补助金。
What is the maximum amount I can apply for under this grant?
这个补助金的最高申请金额是多少？
The grant covers 50% of the invoiced amount or up to RM5,000.00 for each eligible MSME or cooperative to implement digitalisation.
补助金将覆盖每家符合资格的微中小型企业或合作社发票金额的 50% 或最高 RM5,000.00，用于实施数码化方案。
How much do I need to pay upfront?
我需要先支付多少？
MSME must pay the remaining invoice amount (after deducting the grant) to the Digitalisation Partner via Funding Societies’ payment services within 14 days. Upon service delivery, Digitalisation Partners will receive 50% of the total invoice amount or up to RM5,000.
微中小型企业必须在14天内通过Funding Societies向数字化合作伙伴支付剩余的发票余额（扣除补助金后）。在服务提供后，数码化合作伙伴将收到发票总额的 50% 或最多 RM5,000。
How long does the application process take?
申请流程需要多长时间？
The application process duration can take up to 3 working days. After you submit your application, it will be reviewed for approval. You will be notified via email about the status of your application.
申请流程最多需 3 个工作日。在提交申请后，相关单位将进行审批，并通过电子邮件通知您申请状态。
What documents are needed to apply for the grant?
申请拨款需要准备哪些文件？
You will need to provide a completed online application form, NRIC copy of the Owner/Director/Partner, business registration license/SSM business profile, and your latest audited/management accounts or latest two-month bank statements.
您需要提交已填写的线上申请表、业主 / 董事 / 合伙人的身份证复印件、营业注册执照 / SSM 商业档案，以及最新的已审计 / 管理账目或最近两个月的银行对账单。
What happens if my application is approved?
如果我的申请获批会怎样？
If your application is approved, you will be notified via email. You are then required to pay the remaining invoice amount (after deducting the subsidy) within 14 days. Upon successful payment, your Digitalisation Partner will commence delivering the service.
若您的申请获批，您将通过电子邮件收到通知。您须在 14 天内支付扣除补助金后剩余的发票金额。付款成功后，您的数码化合作伙伴将开始提供所选的服务。
How do I make the payment?
如何付款？
You will receive an email with a unique payment link. You are required to make the payment via the payment link.
您将通过电子邮件收到一个专属付款链接。您需通过付款链接进行付款。
What happens if I fail to make the payment within the specified period?
如果我未能在指定期限内付款会怎样？
If you fail to make the payment within the specified period, your grant approval will be automatically cancelled and you would have to reapply for the grant.
若未能在指定期限内付款，您的拨款批准将自动取消，您需重新申请过补助金。
How will I be informed about the progress of my application status?
如何获知我的申请进度？
You will be notified via email about the progress of your application status.
您将通过电子邮件收到关于申请进度的通知。
Can I apply for more than one type of service under this initiative?
我可以申请多种服务吗？
Yes, you can apply for up to three types of digital services under the MSME Digital Grant MADANI.
可以，您可在 MSME 数码拨款 MADANI 下申请最多三种数码服务。
Frequently Asked Questions
常见问题
Geran Digital Penjaja MADANI
MADANI 小贩数码化补助金
What Is The Geran Digital Penjaja Madani?
什么是 Geran Digital Penjaja Madani？
The Geran Digital Penjaja Madani is an initiative grant provided by the Ministry of Finance Malaysia in collaboration with Bank Simpanan Nasional (BSN), Malaysia Digital Economy Corporation Sdn Bhd (MDEC), and the Malaysian Communications and Multimedia Commission (MCMC) to assist street vendors in utilizing digital services in their daily business operations ("Initiative").
As announced in the Madani Budget 2023 presentation, the Government will provide a grant of RM1,000.00 (Malaysian Ringgit: One Thousand Ringgit) only from the total invoice amount for each eligible vendor to help them subscribe to digital services to enhance the competitiveness and productivity of their businesses
Geran Digital Penjaja Madani 是由马来西亚财政部（Ministry of Finance Malaysia）提供的一项拨款计划，并与国家储蓄银行（Bank Simpanan Nasional，简称 BSN）、马来西亚数码经济机构（Malaysia Digital Economy Corporation Sdn Bhd，简称 MDEC）以及马来西亚通讯及多媒体委员会（Malaysian Communications and Multimedia Commission，简称 MCMC）合作推出，旨在协助小贩在日常经营中使用数码服务（“该计划”）。
根据 Madani 2023 年财政预算案的宣布，政府将为每位符合资格的小贩提供最高 RM1,000.00（马币：一千令吉）的补助，用以订购数码服务，提升其业务的竞争力和生产力
What are the details of Geran Digital Penjaja Madani?
Geran Digital Penjaja Madani 的详细信息?
o 已领取 Geran Digital PMKS Madani 的小贩不可再申请此拨款。
o 每位小贩仅限申请一次（1 次）。
o 有效期：此拨款由政府提供，并视拨款总额而定。
o 费用：申请免费，无需缴交任何费用。
What Digital Services are available under the Geran Digital Penjaja Madani?
此拨款下可使用的数码服务？
Digital Payment / Electronic Point of Sale (e-POS): The use of software such as Point-Of-Sale to facilitate the vendor company operations.
数码支付 / 电子销售点系统（e-POS）：使用销售点软件（Point-Of-Sale）来协助小贩公司日常营运。
Who is eligible to apply for the Geran Digital Penjaja Madani?
谁可申请 Geran Digital Penjaja Madani？
Applicants who meet the following criteria are eligible and encouraged to apply:
Immobile : Vendors who operate permanent stalls in public or private areas, displaying goods for sale (including food and beverages).
Mobile: Vendors who travel from one location to another, with or without vehicles, displaying goods for sale (including food and beverages).
Temporary: Vendors who operate temporary stalls in specific locations, displaying goods for sale (including food and beverages) for a certain period. This includes seasonal fruit stalls, promotional stalls for celebrations/festivals, night markets/daily markets/farmers' markets.
符合以下条件的小贩可申请，鼓励踊跃参与：
固定摊贩（Immobile）： 在公共或私人场所设有固定摊位，摆卖商品（包括食品与饮料）。
流动摊贩（Mobile）： 使用或不使用交通工具，从一个地点到另一个地点摆卖商品（包括食品与饮料）。
临时摊贩（Temporary）： 在特定地点临时设摊，限期摆卖商品（包括食品与饮料），如季节性水果摊、节庆促销摊位、夜市/日市/农贸市场摊位
What documents are required to apply for this Initiative?
申请此计划需准备哪些文件？
Applications should be accompanied by the following supporting documents:
o Copy of the sole proprietor or partner’s Identification Card.
o Suruhanjaya Syarikat Malaysia (SSM) Registration document / Business License from o Local Authority / Operation Permit / License from the District Council.
o Bank statements for the last two (2) months.
o Current electricity bill / water bill.
o Any other supporting documents that may be required by BSN from time to time.
申请时需附上以下支持文件：
o 业主或合伙人的身份证复印件
o 马来西亚公司委员会（SSM）注册文件 / 当地政府营业执照 / 营业许可证 / 县议会许可证
o 最近两（2）个月的银行对账单
o 最近期的电费单 / 水费单
o BSN 不时要求的其他相关支持文件
What is the amount allocated for each Vendor under this Initiative?
此计划下每位小贩可获多少拨款？
The grant amount for each vendor is RM1,000.00 (Malaysian Ringgit: One Thousand Ringgit) only and will be paid directly to the appointed digital service provider in full or in stages at BSN's discretion.
每位小贩可获 RM1,000.00（马币：一千令吉）拨款，款项将由 BSN 全额或分阶段直接支付给指定的数码服务提供商。
How much do I need to pay upfront?
需要先行付款吗？
You do not need to pay anything upfront. BSN will pay RM1,000.00 (Malaysian Ringgit: One Thousand Ringgit Only) directly to the digital service provider on your behalf.
无需预先支付任何费用。BSN 将代表申请人直接向数码服务提供商支付 RM1,000.00（马币：一千令吉）
What happens if my application is approved?
若我的申请获批，会发生什么？
If your application is approved, you will be notified via email. Your chosen digital service provider will begin delivering the services.
若申请获批，将通过电子邮件通知您。您选择的数码服务提供商将开始提供相应服务。
How do I make the payment?
需要自行付款吗？
You do not need to make any payment. BSN will make a payment of RM1,000 (Malaysian Ringgit: One Thousand Ringgit) only to the appointed digital service provider on your behalf.
无需自行支付任何款项。BSN 将代表您向指定的数码服务提供商支付 RM1,000（马币：一千令吉）。
How will I be informed about the progress of my application status?
如何获知申请进展？
You will be notified via email about the progress of your application status.
您的申请进度将通过电子邮件通知您
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